Paying for rehab
Private health rebates, what to check first.
Extras cover typically rebates physio, osteo and psychology consults. A quick check with your fund before you book means no surprises.
What it covers
Extras cover, not hospital cover.
Private health extras cover typically rebates allied health consultations like physio, osteo and psychology. The amount you get back depends entirely on your policy, so it's worth a quick check before your first appointment.
What to check with your fund
Three questions worth asking.
Is the modality covered?
Confirm physio, osteo or psychology is included on your specific extras level.
What's your annual limit?
Extras cover usually has a yearly cap per modality. Ask how much of it you've used.
What's the per-visit rebate?
Ask what you'll get back per session, so the out-of-pocket cost is no surprise.
What to bring
Keep it simple on the day.
- Your private health membership card
- A HICAPS-enabled fund helps you claim on the spot
- Comfortable clothes you can move in
The fine print
Questions people actually ask.
How much will I get back?
It depends on your fund, your level of extras cover, and the modality. Check your policy or call your fund to confirm your rebate before you book.
Do I claim on the spot or later?
Many funds let you claim on the spot with a HICAPS terminal. Otherwise, keep your receipt and claim through your fund's app or website.
Can I use it at Virtus?
Yes. Our physio, osteo and psychology all issue proper receipts you can use to claim through your fund.
Gym memberships and coaching are generally not claimable on extras cover. The allied health consults are the rebatable part, so check with your fund which parts of your visit qualify. This isn't financial advice, always confirm the details with your fund.
Where this fits
See who's here now.
Physio, osteo and psychology all sit under one roof at Virtus. See Rehab & Allied Health →
Start with a Free Intro
Thirty minutes. A tour, a chat about your goals, and a clear plan to get you moving. No pressure, no obligation.