Paying for rehab
Private health extras, what to check first.
Some extras policies contribute to eligible physio, osteo or psychology consultations. Your policy, limits, practitioner and item all matter, so check before you rely on a rebate.
What it covers
Extras cover, not hospital cover.
Private health extras may contribute to eligible allied health consultations such as physio, osteo or psychology. The amount you get back depends on your fund, policy, annual limits, practitioner and service item.
What to check with your fund
Three questions worth asking.
Is the modality covered?
Confirm physio, osteo or psychology is included on your specific extras level.
What's your annual limit?
Extras cover usually has a yearly cap per modality. Ask how much of it you've used.
What's the per-visit rebate?
Ask what you'll get back per session, so the out-of-pocket cost is no surprise.
What to bring
Keep it simple on the day.
- Your private health membership card
- The service item and expected fee confirmed by the independent practice
- Comfortable clothes you can move in
The fine print
Questions people actually ask.
How much will I get back?
It depends on your fund, your level of extras cover, and the modality. Check your policy or call your fund to confirm your rebate before you book.
Do I claim on the spot or later?
That depends on the independent practice and your fund. Ask the practice whether on-the-spot claiming is available. Otherwise, ask what receipt you will receive and how to claim it.
Can I use extras cover at the Virtus address?
Independent physio, osteo and psychology practices operate at the Virtus address. Confirm the service, practitioner, fee, item and claiming process with the relevant practice before you book.
Gym memberships and Virtus coaching are separate from independent allied health consultations and are generally not extras services. Always confirm eligibility and benefit details with your fund, then confirm the fee, item and claiming process with the independent practice.
Choose the next step
See the independent practitioners at Virtus.
Independent physio, osteo and psychology practices operate at the Virtus address. Each practice manages its own bookings, fees, billing and records. Meet the practitioners →
Choose an independent practitioner.
Check your policy and item with your fund, then confirm current billing and availability with the practice.